Mobile Solutions | Mobile Payment Technology - Girmiti Solutions - 4 minutes read


Girmiti mobile

Girmiti Software team works to optimize, analyze, consult, architect, design and build mobile applications & middleware that provide business and end users a robust system for their daily needs to access information across various industries and for customers to utilize platforms, business applications and facilitate consumers or 3rd party partners.

Mobility has transformed the way merchants and retailers view their business - enabling them to accelerate sales, elevate service and boost revenues. Mobile payment technology provides a new level of consumer interaction that empowers a salesperson to truly engage with customers to provide convenience and better shopping experiences using different modes of payment using different technologies.


Girmiti provides the most comprehensive mobile solutions and services in the areas of mCommerce, Digital Wallet, mPayments, EMV QR Payments & Banking with respect to customers’ needs in specified regions for secure, remote proximity transaction implementations, and support for all mobile phones, tablets, wearable devices, channels and network. 


Girmiti bring the experience for our customers in Mobile payment space by working on any readers, hardware devices, wearables to interface with, implementing mPOS and helping enable for our customers mobile devices, hardware devices, tablets and smartphones on Android, KaiOS, iPhone, Windows, Blackberry and HTML5, Hybrid platforms etc.


Girmiti team has expertise in helping partners in consulting on business solutions, architecting, design, developing, implement, automating core features required for customers, customization or integrating with other systems, implementing the platform, testing, UAT across different regions and countries to help banks, network operators, third party payment and non- payment companies, networks and other entities.


Some of the mobile solutions, services areas and key considerations:


  • Mobile Banking, with services implemented for account management, bill payments, fund transfers and payments – over-the-air, NFC, BLE, EMV, QR Code, Biometric, Barcode etc.
  • Mobile Money Transfer, with AML compliant cross-border-remittances and person-to-person payments and utilities.
  • Mobile Insurance, enabling existing systems and implementing for agents and policy users.
  • Mobile Ticketing, for travel – air, rail and bus transit; movies and sporting events.
  • Mobile Market research, advertising, Voucher and Coupons- to search, manage, and redeem over-the-air, Bar Codes, QR and NFC.
  • Our team helps our customers in implementing mobile solutions for their partners and their customers to provide the flexibility & security to implement compliance solutions.
  • Identification, access to relevant data, reminders, alerts, transactions.
  • User-friendly interface
  • Support multiple user-scenarios
  • All devices & support different networks, all channels
  • Protection for lost or damaged devices
  • Secure back-up of personal data
  • Device & Application security considerations
  • Mobile Development Life Cycle


Girmiti help the customers in implementing the core product, integrating and in supporting the below areas:


  • Providing applications that are modular and have scalable architecture.
  • Payments, Retail, Banking, Carrier, Insurance, Health, Gas Stations, City Services, Transit & Events.
  • Advanced and progressive security mechanisms, Flexibility, Quality, security, Real time Notifications and Alerts.
  • PCI compliance & PA-DSS


While implementing Mobile solutions, our team covers the below highlighted points with our customers and partners:

  • Application Aggregation
  • End-to-End Security
  • Configurable Trust Models
  • Intuitive User Interface and Experience
  • Transaction Reliability
  • Application Development Tools
  • Advertising linked to Transactions
  • Over-The-Air Service Delivery
  • Over-The-Air Card/Token Issuance
  • Extensive Device Support
  • Network Agnostic
  • Security and compliance


The industry and market growth on Mobile technology has helped our team to absorb latest technologies, focus on the required development life cycle processes and use the same for enabling Mobile technology for existing enterprise systems effectively.


Girmiti team has built practice in the Mobile Enterprise space with following flows, to help our customers in implementing the applications:

  • Planning Service
  • Development and Enablement
  • Middleware tools and services
  • Service Experience Assurance
  • Implementation, Deployment, Automating and Builds
  • Maintenance, Manage, Support and Upgrades
  • Testing, Certifications & UAT
  • Decommission


Girmiti builds Mobile/Tablet applications using customer defined platforms, middleware libraries technologies and cover development on all devices to ensure support for multiple channels and mobile platforms and interface with wearables.


Girmiti  also builds cost effective mobile applications using Xamarin, IONIC AngularJS, PhoneGap, IBM Worklight, Sencha, Oracle MAF and Kony. We can leverage native smartphone features and add on handset specific features.


Girmiti  team is capable to work and support different handsets models in the same platform or another irrespective of mobile manufacturers.

The handset platforms that we have worked on include:

  • iOS
  • Google - Android
  • Windows Mobile
  • HP Web OS
  • Blackberry Nokia (Symbian OS)
  • HTML 5
  • KaiOS

enable the new generation trends and provide solutions and services in Cloud and IoT.


Our technology team brings the expertise in solutioning and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two-way SSL, Certificates, Securing Sensitive Data, OWASP, Database Encryption.


Girmiti also has relevant experience to help our customers and partners to have the Mobile Payment Solutions certified by Card Payment Schemes/PNOs, processors with respect to their business segments. Our Team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.


Girmiti brings deep knowledge and experience in Payment solutions for Supporting 24/7, SLAs (DevOps and SysOps), maintaining and managing existing systems for the customers and their partners.