In the current economic climate there are many people who are in debt and falling behind on bills, loan payments and credit card debts. This is no real fault of their own, and you may be one of these people. There are two things which you need to do if you're in debt it's never too late to start the first thing is you should if you can consolidate your debts in to one manageable amount if you can't do this it's not the be all and end all. The second thing you need to try to do is to over pay on one of your debt amounts, you'll be surprised as to what a difference it will make even if it's only $25 a month and how quickly those debts will begin to tumble. Once you've paid one of your complete debts back take the total monthly payment you were making on that debt and over pay on another debt. However if you're like many people I know even finding $25 extra a month can be difficult. So what's the answer, well you don't have to be a genius that you need to make more money so you can afford to do this.

How can I make more money?

One of the best ways to make extra money is to make money online. Making money online can be rewarding and fun. One of the best methods I have encountered is through Affiliate Marketing, this concept is the promotion of other peoples products in return for commission payments. There are hundreds of different Affiliate Marketing Programs to choose from and it's important you choose the best Affiliate Program to work with.

Research is one of the most important aspects and there are various things you should look for, three of the key points I would do and look at are:

1. A Google search will reveal a lot about a company if the results return negative press and nothing else then, you should definitely avoid them.
2. I tend to only work with companies who have been established for a while, and therefore they would tend to be reputable and also are less likely to fail in these difficult times.
3. Make sure they offer you a training program, Free Site Signup offer one of the best training programs I have seen with video led step by step training making it easy for beginners to make money online.

Why Choose Affiliate Marketing

With Affiliate Marketing there is no major upfront costs which you need pay, you don't need to outlay $500 to start making money online. These are the 4 reasons why it's a cost effective method for making money online:

1. You don't have to buy lots of stock and spend money on stock you may not sell.
2. You don't need to pay money for office space, phone lines, or anything else associated with a business.
3. You can promote and advertise products for free using some simple techniques and making sales for free means that you are making 100% profit.
4. Anyone can do Affiliate Marketing, there are no interviews, no rejections, no previous qualifications required and it doesn't matter what your background is.

How much money can I make online?

Earnings can vary depending on the Affiliate Program which you work with, there are lots of people who are promising that you can earn $10,000 per week, however this is probably a tad unrealistic although I am sure there are Affiliates earning close to that. However a more realistic figure for a beginner would be $2000 - 4000 per month within the first 3-5 months. Now if you take that extra $2000 -4000 and start to pay those debts off which are weighing you down then it can only be a positive move. It should be noted that it is quite conceivable that you could earn much more than that and you will only get what you put it. Affiliate Marketing is not a get rich scheme and does require hard work, albeit you can put in as little as 4 hours a week if you want.