20 Simple ways to get out of debts - 1 minute read

  1. Create a budget and stick to it
  2. Stop using credit cards
  3. Prioritize high-interest debts first
  4. Consider debt consolidation
  5. Look into debt management programs
  6. Negotiate with creditors
  7. Sell unwanted items for extra cash
  8. Get a part-time job or freelance work
  9. Take advantage of government assistance programs
  10. Seek professional financial advice
  11. Use a debt snowball or debt avalanche method
  12. Cut back on unnecessary expenses
  13. Use savings to pay off debt
  14. Refinance loans to lower interest rates
  15. Get a loan from a family member or friend
  16. Consider bankruptcy as a last resort
  17. Use a balance transfer credit card
  18. Participate in a debt settlement program
  19. Take out a personal loan
  20. Take steps to improve credit score