What is Home Warranty in New Jersey? - 3 minutes read


Choice Home Warranty is a home warranty company that offers coverage plans in New Jersey to help homeowners protect their major home systems and appliances from unexpected breakdowns and repair costs. Here's an overview of Choice Home Warranty New Jersey:

Coverage Plans: Choice Home Warranty provides two primary coverage plans in New Jersey: the "Basic Plan" and the "Total Plan." The Basic Plan typically covers essential appliances like your refrigerator, dishwasher, oven, and more. The Total Plan includes everything in the Basic Plan and adds coverage for major systems such as heating, cooling, plumbing, and electrical.

Optional Coverage: In addition to the Basic and Total Plans, Choice Home Warranty offers optional coverage for items like a well pump, pool/spa, septic system, and more. Homeowners can customize their plans based on their specific needs.

Service Network: Choice Home Warranty has a network of qualified service technicians and contractors across New Jersey to handle repair and replacement requests promptly. When a covered item breaks down, homeowners can contact Choice Home Warranty to initiate a service request.

Claim Process: To request service, homeowners need to contact Choice Home Warranty's customer service team. Once a service request is submitted, the company assigns a local service technician to diagnose and repair the issue. If the item cannot be repaired, Choice Home Warranty may provide a replacement.

Service Fees: Choice Home Warranty customers are responsible for paying a service fee, also known as a trade call fee, each time a service technician is dispatched to their home. The fee amount may vary depending on the terms of the contract and the plan selected.

Benefits: Choice Home Warranty aims to provide peace of mind to New Jersey homeowners by helping them manage unexpected repair expenses. Having a home warranty can potentially save homeowners money on repair and replacement costs for covered items.

Contract Terms: Home warranty contracts typically have terms of one year. Homeowners can renew their coverage at the end of the contract term.

It's important for homeowners in New Jersey to carefully review the terms and coverage options offered by Choice Home Warranty to determine if a home warranty is a good fit for their needs. As with any service contract, homeowners should read the terms and conditions, including coverage limitations and exclusions, to fully understand what is covered and what is not. Additionally, homeowners should consider their specific home systems and appliances when choosing the right coverage plan and any optional coverage they may need.